How to Rent a Car with Poor Credit

How to Rent a Car with Poor Credit

For many drivers, leasing a car offers an affordable path to driving a new vehicle. Leasing typically involves lower monthly payments and spares you many ownership costs, such as repairs, which are largely covered by the dealer. However, to benefit from these lower payments, you need a solid credit profile to qualify. Leasing a car […]

Five Strategies to Avoid Inflation Ruining Your Retirement

Five Strategies to Avoid Inflation Ruining Your Retirement

Inflation reached its highest level in four decades in 2022, prompting investors to seek ways to safeguard their savings. However, there’s no foolproof solution, and strategies that have historically worked may not offer the same results in the future. With inflation persistently high, registering at 3.4 percent annually as of May 2024, concerns about its […]

All You Need to Know about Medical Debt Consolidation

All You Need to Know about Medical Debt Consolidation

Medical debt poses a persistent challenge in the United States, despite the majority of the population having health insurance. It continues to burden many households across the country. For those grappling with substantial medical bills, exploring options like debt consolidation or relief may offer relief from stress while reducing the overall owed amount. Medical debt […]

A Guide to The 11 Different Segments of The Stock Market and How They Operate

A Guide to The 11 Different Segments of The Stock Market and How They Operate

If you’re a stock market investor looking to broadly diversify your portfolio, it’s essential to own stock in companies across various parts of the economy. The economy is divided into sectors, which group together stocks with similar business characteristics. The Global Industry Classification Standard (GICS) categorizes the market into 11 sectors, consisting of 25 industry […]

A Guide Investing in The Solar Industry

A Guide Investing in The Solar Industry

As countries worldwide transition away from fossil fuels like oil and natural gas, renewable energy sources, such as solar power, are set to attract increased investment. According to the National Renewable Energy Laboratory (NREL), solar energy could supply 45 percent of the electricity in the United States by 2050 if the energy system is fully […]

Dealing with Financial Anxiety

Dealing with Financial Anxiety

Many Americans are experiencing significant financial stress in today’s economic climate, and it’s understandable why: Persistent inflation and higher borrowing costs often lead to increased personal debt and difficulty saving for emergencies and retirement. If you’re struggling with money worries, you’re not alone. Nearly half of Americans (47 percent) report that financial concerns negatively impact […]

All You Need to Know about Houzeo

All You Need to Know about Houzeo

Looking to sell your home without incurring a substantial commission to a real estate agent? Engaging in a “for sale by owner” (FSBO) transaction can be intricate and time-intensive, prompting the emergence of various companies aiming to streamline the process. Among these is Houzeo, an online platform designed to list your property on your local […]

3 indicators that your 401(k) is too aggressive

3 indicators that your 401(k) is too aggressive

Assessing whether your 401(k) is overly aggressive is crucial for optimizing your retirement savings strategy and ensuring it aligns with your risk tolerance and financial goals. If you find your portfolio is too heavily skewed towards aggressive investments, it’s essential to take steps to rebalance it. Let’s delve into how you can evaluate and adjust […]

What is The Typical Savings Account Interest Rate?

What is The Typical Savings Account Interest Rate?

The average savings account rate serves as a benchmark for the general interest-rate environment, but you shouldn’t settle for it. Instead, aim for an annual percentage yield (APY) significantly higher than the national average, such as those offered by high-yield savings accounts. Many high-yield savings accounts provide competitive returns with little to no minimum balance […]