Finance

How to Make the Most of Rewards Credit Cards
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How to Make the Most of Rewards Credit Cards

Life hasn’t been the same since receiving the first rewards credit card. Now, every purchase must yield cash back or points, with a minimum of 2 percent back being the standard. Booking travel without using points is unappealing. If money is being spent, it’s essential to know how much can be earned back. What began […]

Benefits of Having a Student Card for College Students
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Benefits of Having a Student Card for College Students

College expenses extend far beyond just tuition fees and can encompass a wide array of necessities like textbooks, accommodation, groceries, and transportation. According to a 2023 College Board report, full-time undergraduate students at public two-year and four-year institutions, as well as private four-year universities, typically incur thousands of dollars in additional expenses beyond their basic […]

All You Need to Know about Credit Card Hardship Program
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All You Need to Know about Credit Card Hardship Program

Are you facing challenges keeping up with your credit card payments? Your financial circumstances might have shifted since you made those purchases, leading to difficulty in meeting payment deadlines. Unexpected events like medical emergencies, divorces, or natural disasters can exacerbate these challenges. Feeling overwhelmed by credit card debt can be stressful, especially considering the potential […]

All You Need to Know about Student Credit Card
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All You Need to Know about Student Credit Card

For undergraduates, graduates, or non-traditional students, selecting a credit card tailored to your requirements is an excellent method to manage finances and establish credit while managing student responsibilities. Building a positive credit history from the outset can greatly influence future financial endeavors, such as renting your initial apartment, buying your first car, or securing a […]

A manual for accumulating and redeeming frequent flyer miles
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A manual for accumulating and redeeming frequent flyer miles

For those who love to travel or aspire to explore more destinations, accruing frequent flyer miles or points with an airline and its affiliated partners can pave the way for complimentary flights and an array of travel perks, including access to airport lounges, waived baggage fees, and priority boarding. These miles are typically accumulated through […]

Credit Cards with 0% APR: Advantages and Disadvantages
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Credit Cards with 0% APR: Advantages and Disadvantages

The impact of any credit card on your financial situation hinges on your usage. Opting for a 0 percent introductory APR or balance transfer card can be a boon if managed wisely. However, missteps could lead to long-term regrets. Prior to selecting a 0 percent APR credit card, it’s prudent to weigh the potential pros […]

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